PayTM or “Pay Through Mobile” is One97’s Mobile Commerce platform for Mobile Operators and Enterprise Businesses. PayTM allows mobile phone users to make payments through their mobile phone in a secure and easy manner. Users can perform the transactions through various access mediums like Voice, Messaging, WAP/Web and On-Device Applications, using multiple payment options including Credit Cards, Debit Cards and Prepaid Cash Cards. With PayTM, Mobile Operators and Enterprise Businesses can offer their customers the convenience to pay securely through their mobile to anyone, anytime, anywhere. The services enabled on PayTM include mobile prepaid recharge, postpaid mobile/landline bills, DTH subscriptions, Utility bills, Insurance premiums, Movie ticketing, Travel booking, Rail ticketing, Movie rental and Flower delivery.
- Multiple User Interface
Voice (Multi-lingual IVR), Messaging (SMS/USSD), WAP, Web and On-Device Application. Give your customers the freedom to use the mobile interface of their choice.
- Multiple Payment Options
Credit Cards, Debit Cards, Prepaid Cash Cards and Direct Debit from Bank Account. India has around 30 Mn active credit card users as against 400 Mn mobile subscribers. Do you still want to give only credit card option to your customers?
- Completely Secure
PCI-DSS & PA-DSS (Network & Application Security), Verisign (Data Encryption), Verified By Visa & Master SecureCode (3D Security).
- No Strings Attached
Freedom from registration hassles. Users do not need to create or remember any PIN.
- Device & Network Agnostic
Voice and Messaging interface can be accessed through any mobile device on GSM as well as CDMA network. No entry barriers for low-end mobile phones.
- No Downloads/Internet Required
Freedom from searching and downloading device model specific applications. With the secure & intuitive Voice interface, users can transact without GPRS/Internet connectivity
- No Downloads/Internet Required
PayTM’s IVR comes with Automatic Speech Recognition capability in all major languages